Are there really any "private" moral choices, or is it true that our immoral acts affect the society we are part of?

With all the recent political talk about the importance of experience, doesn't it seem ironic that Lehman Brothers, Merrill Lynch and so many other Wall Street juggernauts have been sailed into the rocks by some of our nation's most highly experienced corporate managers? Am I missing something?

Air travel was once luxurious. The chic, cross-country traveler dressed up for the occasion. Hot meals were served on china. Now, it's all about getting there as fast as possible. We have a need for speed.